Private Health Services Plan

 

FINALLY! A COST EFFECTIVE ALTERNATIVE TO EMPLOYEE BENEFITS


ProBenefits Inc. provides small business with exceptional face-to-face service as well as the most competitive Group Benefit rates available on the market today.

 

We are an employee benefits provider that offers Private Health Services Plans to businesses with 3 or more employees. Benefit options available in a Private Health Services plan may include:

 

  • Life, Disability, Health and Dental Benefits                                                       
  • Healthcare Spending Accounts                                                                     
  • Cost Plus Benefits                                                                                          
  • Out of Country Travel Insurance                      

With ProBenefits Inc. you can expect:

 

  • Local office for administration and claims adjudication.
  • Direct line to the adjudicator-no call centre!
  • Claims are received and processed within 5 business days.
  • Lower overhead versus an insurance company.
  • Business owners control the benefit coverage being offered to employees.

 

With ProBenefits Inc. working for you, we can ensure whatever your group size or desired level of benefit coverage that all steps will be taken to meet and surpass your organization's needs and goals in a cost effective manner. By offering combined self-insured health and dental program with an insured pooled benefit program, plan sponsors can experience savings of over 50% compared to a fully insured policy.

Insured Benefits

 

Whether your company has 3 employees or 200+ employees, at Main Street Financial we are committed to finding the best plan to suit your company needs. We are able to access virtually any insurance companies’ products in Canada. Our main companies include:

  • Great-West Life
  • Manulife Financial
  • Sun Life

Let Main Street Financial shop the market for you to find the best benefit options available for your company. Benefit options available in an insured plan may include:

  • Group Life Insurance
  • Accidental Death Benefits
  • Short and Long Term Disability
  • Supplementary Health Benefits
  • Dental Coverage
  • Registered Pension Plan (RPP)
  • Group Registered Retirement Savings Plan (Group RRSP)
  • Employee Assistance Plans (EAP)
  • Critical Illness Insurance

Forms


Great West Life

 

Manulife

 

Sunlife

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Group Benefits

 

What can Main Street Financial offer you and your employees?

 

At Main Street Financial you can expect customer service excellence and a courteous and knowledgeable staff that will assist you with your benefit needs. Traditional insured benefit coverage can include Life Insurance, Disability, Health, Dental, and Vision coverage through major insurance companies in Canada. We will work with you to customize a group benefit plan that best suits your company and your employees.

 

Through our self-insured products with ProBenefits Inc. we are able to offer you a Private Health Services Plan with traditional style benefit coverage for health, dental and vision.  We also offer healthcare spending account coverage, which allows employees and their families to claim most expenses for health, dental, and vision. With a healthcare spending account a predetermined allotment of funds is established by the employer, per calendar year, for use by the employees. Employees are able to use these funds up to two years, and at that time any unused funds would be returned to the employer.